Overview
The Gemini Credit Card Zcash Edition follows the firm’s earlier Bitcoin, Solana, and XRP‑themed cards, offering crypto rewards on every purchase while emphasizing user privacy.
Crypto Rewards & Performance
Cardholders who opt to receive rewards in ZEC and hold them for at least a year have seen their holdings appreciate by more than 900%, according to Gemini data.
ZEC ranks among the top‑10 crypto reward choices for card users, who can select from over 50 supported assets.
- Earn up to 4% back in automatic crypto rewards on qualifying purchases.
- No annual fee.
- Rewards can be automatically converted to ZEC or other assets.
Card Features
The Zcash Edition mirrors Gemini’s other cards with a zero‑fee structure and a 4% reward rate on eligible spend.
Ripple Stablecoin Settlement Exploration
In November, Gemini, its issuer WebBank, Ripple, and MasterCard began testing Ripple’s dollar‑backed stablecoin RLUSD for settling fiat credit‑card transactions.
Gemini’s Recent Financial & Legal Updates
Two months earlier Gemini completed a public offering at $28 per share, quickly rising above $37 and valuing the company at about $4.4 billion. Since then, the stock has fallen over 75%, closing at $9.12.
The long‑standing SEC lawsuit over Gemini’s Earn program was dismissed this week, ending civil enforcement actions.
ZEC Market Snapshot
ZEC is down roughly 6% over the past 24 hours, trading near $374. Over the last year the token has surged more than 750%, though recent weeks have seen a pullback amid developer departures and new venture formation.